Booms, Busts and Beyond
Evolve or Perish
John and Peter will answer your questions at lunch both seminar days (BYOL: bring your own lunch.) If you have problems to solve or think this class may be too advanced for you, this Q&A time is just right for you.
Whatever the future of the housing market brings, your investments will be safer and more profitable with John and Peter's assistance.
October 25 & 26, 2014
Saturday & Sunday
South San Francisco Conference Center
275 South Airport Blvd: near SFO airport
Networking and Brainstorming session Saturday after class
Registration fee $595.00
Register on Schaub Seminars tab
For hotel information: go to Schaub Seminars tab
If you need more information or assitance email John's office JohnSchaubForYou@aol.com
November 8, Sarasota FL: John's 2014 1-day
Taking Risks That Create & Preserve Your Wealth
Holiday Inn, Lakewood Ranch 6231 Lake Osprey Dr, Sarasota, FL I-75 Exit 213
Taking the risk that produce the greatest profits
Borrowing: making the riskiest thing you do safer
The 5 critical choices an investor makes that have the greatest impact on risk amount
Making good decisions by knowing your chances of loss
Buying just the insurance you need, when you need it
Using entities to reduce your risk of loss
Protecting yourself from inside and outside liability
Self-insuring and alternatives to insuring when investing
Reducing your exposure to risk when managing
How timing impacts your risk of loss
Getting the best lawyer in town on your team, even if you never need them
Pre-registration includes free lunch
Pre-registration by November 4th: Single investor $149; 2-register $199
at the door on November 8 registration is $179
At a recent gathering of newsletter subscribers in Anchorage, we discussed how to increase returns safely in a low interest rate environment. All of the experienced investors in the group have become more cautious after the free fall in prices in the last recession. Most are looking for first mortgage investments with loan to value rations of less than 60% and interest rates of 10%. Short term returns of 10% are worth the risk, but beware of long term loans at these rates. In the long term. inflation is still a real threat to your wealth. Join Peter and me in San Francisco for both short term and long term strategies for building and keeping your wealth.
Here We Go Again
In Naples FL, just south of my hometown, house prices were up more than 40% last year. Here in Sarasota we beat 20% and our rental market is red hot. New housing starts are providing good jobs for builders, suppliers, and furniture salesmen. Unemployment is down, and anyone who wants to work can get a job today.
Many people predicted that in our lifetime we would never again see the high prices that hit during the last boom. It looks clear that these predictions were wrong. Although not nationwide yet, Forbes reports many large markets (Denver, most of California and Texas, the DC area, Seattle) have surpassed their old highs. I predict that the combination of demand and inflation will continue pushing prices.
Although lenders would like to make loans, the Dodd Frank Act and the Safe Act are making it difficult. If we had a normal (not stupid, like the end of the last decade) credit market, even buyers would enter the market and bid up prices.
Inflation is rising and your expenses as a landlord are increasing. Now is the time to raise rents before some bureaucrat decides you shouldn’t. Today is the day to get your house in order as we scream toward the top of this market. Join Peter and me in Tampa, May 17th & 18th for our seminar Booms, Busts and
Beyond: Evolve or Perish Register at http://www.johnschaub.com/schaub-seminars/
Retirement Investing Mistakes to Avoid
One of my students suggested that I title my new Retirement Investing course, Retirement Investing for Dummies, but that’s not right. It is Retirement Investing for Investors who invest in real estate and want to retire sooner with more income.
Here are five mistakes that I see active investors make as they approach retirement:
1. They fail to accumulate enough liquid assets. Banking is not what it used to be. Borrowing is harder and borrowing becomes harder as you get older.
2. They don’t have a backup management plan. There may be a time in your life when you need someone to take over the management of your property and perhaps your investments. Now is the time to begin training that person.
3. They think they are too smart and too experienced to get scammed. If you are not watching the CNBC TV show American Greed, it’s time to start. It often features successful retired investors who get scammed, sometimes for all that they have. Don’t think that it can’t happen to you: it can happen to you! It’s has happened to some of my brightest friends.
4. They don’t raise rents aggressively enough. You can get complacent, especially with long-term tenants. Rather than risk losing them, you leave their rent the same for years. Expenses go up and with inflation they may rise rapidly. It is a mistake not to regularly raise rents, at least a little, every year.
5. They break their own rules. If you have been successful, you have established rules and policies for acquiring, financing and managing your investments. It is important that you stick with these rules, especially when markets change. Millions were lost during the past run-up and crash by retired investors who strayed from the rules that made them rich.
Purchase John’s Retirement Investing course $149 (includes shipping) at http://www.johnschaub.com/home-study-courses/retirement-investing/
John Schaub's one-day course "Negotiating Secrets of a Professional Buyer" (September 2012)
- Defining limits that keep you in control of the negotiation
- Neutralizing difficult negotiators
- Deciding when to negotiate and when to walk away
- Knowing what to ask for with your first offer
- Recognizing and countering different negotiating styles
- Getting the other party to commit first
- Counteroffers that get you to closing
- Getting the other party to improve their offer without making a concession
- How to always leave the door open when you have to walk away
Booms, Busts & Beyond topics
San Francisco Oct 25 & 26th
* winning strategies to beat inflation or deflation
* keeping your properties full and producing optimal cash flow
* recognizing opportunities and constructing good deals
* making any deal work without going to a bank
* investing to fund the lifestyle you want
* creating cash flow today for growth tomorrow
* acquiring & creating safe notes to increase your cash flow
* culling properties to improve your portfolio
* using trusts to protect family assets and avoid probate
* the Dodd Frank law - how to buy and sell now
John publishes his Strategies and Solutions newsletter for investors in single family houses and notes.
Subscribe or renew your subscription below (prices for FL residents includes require 7% FL sales tax)
Subscriber conference: September 4th, 12:00 noon at Jens’ Restaurant, 701 West 36th Ave, Anchorage, AK 99503
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